Best Cheap Car Insurance Options in New Jersey (July 2024

Best NJ Car Insurance

Of course the best NJ car insurance company will be the most convenient according to your needs, keep in mind the following:

It is one of the cheapest insurance companies and at the same time adapts to you by personalizing the policies and if you are a new client, it offers you discounts that benefit you by saving on the premium.

• Dirección: 152 West St Ste 150, South Plainfield, NJ 07080
• Phone: +1 800-274-4499. Hours: Monday to Friday from 8am to 6pm.

• Address: 290 Veterans Blvd #150, Rutherford, NJ 07070
• Phone: +1 800-274-4499

• Address: 1200 Rogers Walk Ste 110, Mt Laurel Township, NJ 08054.
• Phone: +1 800-776-4737.

Hours: Monday to Friday from 8am to 6pm.

It is an insurance company that offers basic and premium insurance policies so that you can obtain broader coverage for your vehicle and assets.

It is also a prestigious company due to its personalized attention with a presence in 20 states in the United States.

His direction is:

• Dirección: 1306 John F. Kennedy Blvd, Union City, NJ 07087
• Phone: +1 201-829-2004.

• Address: 31 Bloomfield Ave, Bloomfield, NJ 07003
• Phone: +1 973-662-7006.

• Address: 2184 John F. Kennedy Blvd, Jersey City, NJ 07305
• Phone: +1 201-829-2005.

Monday to Friday from 9am to 5pm.

It is an insurance company with a wide range of cheap and discounted coverage options.

The address is:

• Address: 350 Mt Kemble Ave, Morristown, NJ 07960
• Phone: +1 973-216-3940.

• Address: 61 Paramus Rd Suite 520, Paramus, NJ 07652
• Phone: +1 201-316-9192.
• Address: 22 Pavonia Ave, Jersey City, NJ 07306
• Phone: +1 201-596-8667.

New Jersey Manufacturers

It is an insurance company specialized in:

• Personal auto insurance.
• Commercial auto insurance.
• Insurance for renters.
• Workers' compensation insurance.
• Home insurance.
• Rideshare insurance.
• Address: 301 Sullivan Way West, Trenton, NJ 08628
• Phone: +1 800-232-6600
• Hours: Monday to Friday from 7am to 8pm, Saturday from 8am to 1pm.

Travelers

It is an insurance company that stands out for offering GAP insurance, which is useful if you have not finished paying your loan and is chosen by many users for its low number of claims and discounts that benefit if you are a good student or buy a multi-insurance.

• Address: 343 Thornall St, Edison, NJ 08837
• Telephone: (732) 494-3800, hours Monday to Friday from 8am to 5pm.

Other best car insurance in NJ is:

It is an insurance company that offers a comprehensive policy that covers your car's sound system with replacement in case of damage, which is not offered by most insurance companies.

Although it does not offer a car replacement or a discount for purchasing multiple insurance policies, it is convenient with a minimum coverage premium of $735, in addition to offering discounts for safe driving, full payment, airbags and anti-theft systems.

Find an agent near you by visiting agents.allstate.com/usa/NJ

What are the cheap car insurance policies in NJ?

Cheap car insurance NJ as you noticed there are several, but if you are looking for one of the cheapest it is:

Seguros de Progressive

It is one of the cheapest insurance companies with a premium cost based on your driving characteristics, for example:

Offers discounts for:

• Good student.
• Teenage driver.
• No accidents for 5 years.
• Car with active anti-theft device.
• If you quote online.
• Car with smart technology.
• Many cars.

Another of the cheap car insurance in NJ is:

State Farm

It stands out for being a cheap insurance company with different discount options that are customizable and a wide range of coverage.

But above all, it is the cheapest for college students and teenagers living in New Jersey.

Discounts

• Vehicle with security.
• Additional cars.
• Multiple lines.
• Drive Safe & Save.
• Defensive driving course.
• If you are 65 years of age or older.
• You are an accident-free driver.

Find an agent near you in New Jersey by visiting statefarm.com/agent/us/NJ/jersey-city where you will see the agent's name, address, phone number and email address.

Best car insurance in perth amboy nj

Among the best car insurance in Perth Amboy NJ you have:

Rodriguez Agency

The insurer offers:

• Car insurance.
• Truck insurance.
• Truck insurance.
• Classic car insurance.
• Commercial auto insurance with collision, comprehensive, and uninsured motorist coverage.
• You can get a quote online by completing the form at rodriguezagencyNJ.com/
• Address: 245 State St. Perth Amboy, NJ 08861
• Phone: 732-934-2335
• Hours: Monday to Friday from 10am to 7pm, Saturday from 10am to 1pm.

Allen Freeman & Associates

It offers different types of insurance such as:

• Car insurance.
• Off-road vehicle insurance.
• Boat insurance.
• Motorcycle insurance.
• Recreational Vehicle Insurance.

Coberturas

• For uninsured drivers.
• Against all risks.
• Due to collision.
• For liability for property damage.
• Personal injuries.
• Medical payments.
• Address: 629 Amboy Ave Suite 302, Edison, NJ 08837
• Phone: (732) 634-7114
• Opening hours: Tuesday to Thursday from 9am to 4.30pm.

Gary’s Insurance Agency

It is an insurance company that offers different coverages such as:

• Due to collision.
• Of responsibility.
• By underinsured drivers or uninsured drivers.
• Comprehensive coverage.
• Address: 618 W St Georges Ave, Linden, NJ 07036
• Phone: (908) 587-1600
• Hours: Tuesday to Thursday from 8am to 7pm, Saturday from 8am to 5pm.

New Jersey Car Insurance Rates

If you've had traffic tickets or violations, you'll likely have to pay more for your car insurance. Insurance companies might view you as someone who takes more risks behind the wheel. Some things that could cause your rates to go up include getting speeding tickets, driving under the influence of alcohol, or getting into accidents where you were at fault. These things can stay on your driving record for several years. Here's how much basic liability insurance in New Jersey could cost per month, depending on your driving and accident history.

What is cheap car insurance in New Jersey?

Other cheap car insurance in New Jersey is:

Geico

It is the cheapest considering that liability coverage costs $44, while at the state level the same coverage costs $86 per month.

How to insure a car without a license in NJ?

To insure an unlicensed car in NJ you should request a quote from a small, regional insurer or contact a local independent agent. It is best to list yourself as:

Driver excluded

In this way, in the event of an incident, you are not covered by the coverage when driving the car. In any case, you must drive with another driver with a valid license who will be the main driver in the policy. This can be your roommate, a family member or your spouse.

Parked car

Buy parked car insurance and you get coverage for what is known as a stored car, meaning it will cover damage when your car is in storage, not when you are driving it, so it will cover:

• Robo.
• Flood.
• Fire.
• Vandalismo.

Requirements to do Lyft in New Jersey

The requirements to do Lyft in New Jersey are:

• 25 years or older.
• Valid driver's license, may be from another state or temporary.
• Pass the driver's assessment.
• Smartphone to download and install the Lyft Driver App.

How much does car insurance cost in New Jersey? 

The average  cost of car insurance in New Jersey is:

• Sole liability: $257 per month.
• Full coverage: $314 per month.

What insurance is good for a car? 

Clearcover is a good car insurance with an average monthly cost of $135.

What are the best car insurance policies in the USA? 

The best car insurance in the USA are all those you learned about in the previous review and also:

Amwins Specialty Auto

It is an insurance company that offers cheap personal auto policies with discounts and accepts the purchase of insurance without a license.