Protect the security of your home by purchasing the best home insurance plan
Acquiring your own home is an effort of years where the buyer invests time and money to consolidate the objective of having your own home, which is why it is vitally important to protect it against any accident or eventuality that may arise, acquiring a home insurance.
Properties are exposed to unexpected risks, such as loss of housing due to natural causes such as floods and earthquakes, fires due to electrical problems, domestic gas explosion, theft, broken pipes, roofs in poor condition that are a risk factor for residents. inhabitants of the home among others.
It is necessary that you understand the importance of acquiring a home insurance, that allows you to protect your assets, in addition to reducing the risk of losing money due to not having property protection insurance, insurance allows you to cover the repairs that accrue as a result of the eventuality in the event of an accident.
Being prepared by acquiring home protection insurance is key to protecting family assets. A home can be affected by various unforeseen causes and even collapse completely. A family that does not have insurance will lose that property in its entirety. heritage that he achieved with so much effort.
Learn about the different types of insurance that exist today
And home insurance, It is mandatory when the property is acquired through a mortgage loan, since the insurance acts as a guarantee of the property before the bank in the event of an accident. Currently, you have a wide range of insurers available, each with different insurance plans.
- Mortgage insurance
Insurance that is acquired together with the mortgage loan, covers coverage for damage caused by fires and earthquakes, which covers material damage and loss of the property that suddenly suffers, it also includes a life insurance clause where if the debtor dies or suffers A partial or total disability is covered by the total debt available during the incident.
- home insurance
It is a comprehensive insurance that protects the entire home against various risks, including:
- Basic coverage against fire and earthquake
- Civil liability for damages to third parties
- Theft of household appliances
- Coverage for flood, explosion and short circuit problems
- Co-ownership insurance
It is insurance that covers common properties, generally requested for the protection of horizontal properties, its coverage includes a basic plan against fires and earthquakes.
Know the costs of insurance to protect your home
And home insurance, The cost varies depending on the type of policy chosen, the payment options for the insurance are wide and adapt to the client's needs, they can be canceled in comfortable monthly or annual installments, depending on the client's financial strength.
Nowadays, comprehensive insurance can range between 4,000 dollars per month, if the sum insured for the home is 40 million, however it is necessary to note that each insurer is the one who sets the costs of their policies.
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