Why is it important to have good car insurance?

The accelerated pace of life to which we are subjected has influenced the increase in traffic accidents, which has been decisive in implementing the obligation to acquire a car insurance, which must have good coverage that includes compensation for damages to third parties.

There are different types of coverage plans to insure a car, ranging from the most basic to the extensive, leaving the decision up to the client's choice. The more extensive the insurance is, the greater its share. It is important to acquire good car insurance.

He car insurance It consists of a type of contract between the insurer and the owner of the vehicle to compensate for the damage caused to vehicles as a result of a traffic accident. Insuring your vehicle is an investment that guarantees the repair of vehicles involved in a vehicle collision.

It is recommended to purchase a comprehensive policy as it includes the following services:

• Broad coverage
• Vehicle theft coverage
• Compensation for partial or total loss of the damaged vehicle
• Personal accident coverage
• Compensation for damages to third parties

One of the advantages of purchasing car insurance is the protection of the vehicle against accidents, theft of accessories or theft of vehicles. Depending on the insurance company you choose and the type of policy, you can have access to a wide range of services.

What is vehicle insurance coverage?

Having automobile insurance available implies the fact that you will be protected and compensated for any accident that occurs to your vehicle. It is an alternative that allows you to save money, car insurance covers:

• Material damage to vehicles, including

• Collision with stationary objects
• Collision with moving objects
• Overturns
• Explosions
• Fire
• Accidents caused by nature

• Vehicle theft

• Theft of mechanical parts
• Theft of vehicle accessories
• Theft of the entire vehicle

• Civil liability

• Compensate for damages to third parties 

• Vehicle losses 

• The loss is partial when the cost of repairing the vehicle is stipulated below 75% of its commercial value.
• The loss is total when the repair cost is above 75% of the commercial value
• If 30 continuous days pass after a vehicle theft report and it has not been recovered, it is considered a total loss.

How can I purchase a car insurance policy?

If you have not yet insured your vehicle, you are wasting valuable time, request a car insurance, It is easy, you have the option of going personally to the insurers' offices and making the contract with the advice of a promoter.

Another option that is currently in vogue is to request a policy quote online, it is a way to obtain vehicle insurance from the comfort of your home, where you yourself choose the type of plan that best suits your needs. and budget.